Free PTO planner · 2027
Turn 15 PTO days into 47 days off in 2027, around US holidays.
Maximize your PTO: say how many days you get, and it finds the days that bridge weekends and holidays into the longest breaks, then puts them on your calendar.
Where you work
Year
A couple of real vacations, plus long weekends with the rest.
Your 2027 plan
9 breaks, 32 extra days off from weekends and holidays.
January
8 days offFebruary
4 days offMarch
April
May
3 days offJune
5 days offJuly
4 days offAugust
September
4 days offOctober
November
9 days offDecember
8 days offNew Year long weekend
Fri, Jan 1 – 4
4.0×4 days
for 1 PTO day
MLK Day long weekend
Sat, Jan 16 – 19
4.0×4 days
for 1 PTO day
Presidents' Day long weekend
Sat, Feb 13 – 16
4.0×4 days
for 1 PTO day
Memorial Day long weekend
Sat, May 29 – Jun 1
4.0×4 days
for 1 PTO day
Juneteenth long weekend
Fri, Jun 18 – 21
4.0×4 days
for 1 PTO day
Fourth of July long weekend
Sat, Jul 3 – 6
4.0×4 days
for 1 PTO day
Labor Day long weekend
Sat, Sep 4 – 7
4.0×4 days
for 1 PTO day
Thanksgiving week
Sat, Nov 20 – 28
2.3×9 days
for 4 PTO days
Christmas & New Year week
Fri, Dec 24 – Jan 2
2.5×10 days
for 4 PTO days
Planning for a team?
Everyone found the same week. Who's shipping the release?
Bridge days are no secret. When half the team books the same PTO, you find out on the Monday. Forgot puts everyone's time off, holidays and release dates on one calendar, so you see the clash while there's time to plan around it.
- Holidays for every teammate's country, built in
- A warning when someone's away on a release date
- Your team never signs up. You keep the calendar.
Free for 14 days, no card. Then $9 once, no subscription.
Release on Dec 28 · your break: Dec 24 – Jan 2
More days off, same PTO.
- 01
Pick where you work
Public holidays for 200+ countries and their states and regions. Switch off the ones you work and add the days your company already gives you.
- 02
Say how many PTO days you have
Long weekends, a week off or one long trip. The planner tries every combination and keeps the one with the most days off.
- 03
Put it on your calendar
Add every break to Google Calendar, Apple Calendar or Outlook in one click, or copy the dates and send them to your manager.
2027 US holidays, and how to stretch each one.
The federal holidays most employers give in 2027, the day each is observed, and the cheapest way to turn it into a longer break. Weekends are Saturday and Sunday.
2027 at a glance
- 10 holidays fall on a workday in 2027, 1 more than in 2026.
- 8 long weekends with no PTO days needed: New Year's Day, MLK Day, Presidents' Day, Memorial Day and 4 more.
- 1 bridge day turns a holiday into four days off: Thanksgiving Day (take Fri Nov 26).
- 47 days off from 15 PTO days with the planner's balanced plan, the same as in 2026.
| Holiday | Date | Stretch it |
|---|---|---|
| New Year's DayFri, Jan 1 | Fri, Jan 1 | Already a 3-day weekend. Take Mon, Jan 4 off for 4 days in a row, or Dec 28 – 31 for 10. |
| Martin Luther King Jr. DayMon, Jan 18 | Mon, Jan 18 | Already a 3-day weekend. Take Tue, Jan 19 off for 4 days in a row, or Jan 19 – 22 for 9. |
| Presidents' Day (Washington's Birthday)Mon, Feb 15 | Mon, Feb 15 | Already a 3-day weekend. Take Tue, Feb 16 off for 4 days in a row, or Feb 16 – 19 for 9. |
| Memorial DayMon, May 31 | Mon, May 31 | Already a 3-day weekend. Take Tue, Jun 1 off for 4 days in a row, or Jun 1 – 4 for 9. |
| JuneteenthSat, Jun 19Observed Fri, Jun 18 | Sat, Jun 19 | Already a 3-day weekend. Take Mon, Jun 21 off for 4 days in a row, or Jun 14 – 17 for 9. |
| Independence DaySun, Jul 4Observed Mon, Jul 5 | Sun, Jul 4 | Already a 3-day weekend. Take Tue, Jul 6 off for 4 days in a row, or Jul 6 – 9 for 9. |
| Labor DayMon, Sep 6 | Mon, Sep 6 | Already a 3-day weekend. Take Tue, Sep 7 off for 4 days in a row, or Sep 7 – 10 for 9. |
| Columbus DayMon, Oct 11 | Mon, Oct 11 | Most private employers stay open. |
| Veterans DayThu, Nov 11 | Thu, Nov 11 | Most private employers stay open. |
| Thanksgiving DayThu, Nov 25 | Thu, Nov 25 | Take Fri, Nov 26 off for 4 days in a row, or Nov 22 – 24 and Fri, Nov 26 for 9. |
| Day after Thanksgiving DayFri, Nov 26 | Fri, Nov 26 | Not a public holiday, but many offices close. Turn it on in the planner if yours does. |
| Christmas DaySat, Dec 25Observed Fri, Dec 24 | Sat, Dec 25 | Already a 3-day weekend. Take Mon, Dec 27 off for 4 days in a row, or Dec 27 – 30 for 10. |
| New Year's Day (observed)Fri, Dec 31 | Fri, Dec 31 | Already a 3-day weekend. Take Mon, Jan 3 off for 4 days in a row, or Dec 27 – 30 for 10. |
Holiday data from the open-source date-holidays project. Pick your state or region in the planner above for local holidays.
PTO in the US, what you actually get.
0
Days of paid vacation federal law requires
11
Days the average private-sector worker gets after a year, 15 after five
11
Federal holidays. Private employers choose which ones they give
The US has no legal minimum for paid vacation, so what you get is up to your employer. Private-sector workers average 11 days after a year on the job and 15 after five years, according to the Bureau of Labor Statistics. Many companies now put vacation and sick days into one PTO bank, so a cold in March can cost you a beach day in July.
Holidays work the same way. There are 11 federal holidays, but they're only guaranteed for federal workers. Most private employers close for New Year's Day, Memorial Day, the Fourth of July, Labor Day, Thanksgiving and Christmas. Many add the day after Thanksgiving, and few give Columbus Day or Veterans Day, so the planner starts with those two switched off. Open Holidays and weekend to match your company's list.
Check your carryover rules before you plan around next year's days. Many employers cap how many days roll over, or use a use-it-or-lose-it policy. A few states, California among them, treat earned vacation as wages: it can't expire, and it has to be paid out when you leave.
Sources: U.S. Bureau of Labor Statistics (National Compensation Survey), U.S. Office of Personnel Management. General information, not legal advice: your contract or local rules can differ.
Questions
How do I maximize my PTO in 2027?
Spend PTO days on the workdays between a holiday and a weekend, so each one unlocks days you'd have off anyway. The best deals in the US in 2027: New Year long weekend, Jan 1 – 4 (4 days off for 1 PTO day); Thanksgiving week, Nov 20 – 28 (9 days off for 4 PTO days); Christmas & New Year week, Dec 24 – Jan 2 (10 days off for 4 PTO days). The planner above finds every one of these for your allowance and puts them on your calendar.
Do US employers have to give paid vacation?
No. No federal law requires paid vacation or paid holidays. Some states and cities require paid sick leave, and a few, like Maine, Nevada and Illinois, require paid leave you can use for any reason, usually up to a week a year. Everything beyond that comes from your employer's policy.
What happens when a federal holiday falls on a weekend?
It's observed on the nearest weekday: a Saturday holiday moves to the Friday before, and a Sunday holiday to the Monday after. Most private employers follow the same rule. The planner and the holiday table use the observed dates.
Which holidays do most companies give?
Six are close to universal: New Year's Day, Memorial Day, the Fourth of July, Labor Day, Thanksgiving and Christmas. The day after Thanksgiving, Christmas Eve, MLK Day and Presidents' Day are common extras. If you get a floating holiday, click the day you'll use it on the calendar and the plan works around it.
What is a bridge day?
A workday stuck between a holiday and a weekend, like the Friday after Thanksgiving. Take it off and one PTO day gets you four days off in a row.
How many days off can I get with 15 PTO days?
In 2027, around the 10 holidays most people in the US get off: 10 PTO days become 34 days off, 15 PTO days become 47 days off, 20 PTO days become 58 days off. The exact number depends on the kind of breaks you pick and the holidays your employer gives.
What if my company's holidays are different?
Open "Holidays and weekend" to switch holidays on or off. Many US companies work Columbus Day and Veterans Day, and many give the day after Thanksgiving or Christmas Eve. Click any workday on the calendar to mark a day you already have off, like a shutdown week.
Is my plan saved anywhere?
Nothing is stored and there's no sign-up. The plan lives in the link in your address bar: bookmark it, or share it and whoever opens it sees the same plan.
Can I plan time off for my whole team?
This planner is for one person's year. If you manage a team, Forgot puts everyone's time off, public holidays and release dates on one calendar, so you see when too many people are out before it's a problem. It's free for 14 days, then a one-time payment.